Integrated Report 2020

About the Report

BNP Paribas Bank Polska S.A. has been publishing integrated annual reports in a digital version since 2019 and shares them on the website:

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Annual reports of BNP Paribas Bank Polska S.A. for the previous years, including reports containing non-financial data published since 2011, are available on the Bank’s website:  and

This Report covers the period from 1 January to 31 December 2020 unless stated otherwise. This Report presents the activities as well as financial and non-financial data of the BNP Paribas Bank Polska S.A. Group comprised of BNP Paribas Bank Polska S.A. as the parent company and the following companies within the BNP Paribas Bank Polska S.A. Group as of 31 December 2020: BNP Paribas Towarzystwo Funduszy Inwestycyjnych S.A., BNP Paribas Leasing Services Sp. z o.o., BNP Paribas Group Service Center S.A., BNP Paribas Solutions Sp. z o.o., Bankowy Fundusz Nieruchomościowy Actus Sp. z o.o. („Actus”), Campus Leszno Sp. z o.o. and BGZ Poland ABS1 Designated Activity Company („SPV”). Due to the nature of operations of ACTUS and SPV, the non-financial data presented in the Report does not include these entities.

The Report presents information published by the Bank on 26 February 2020 as part of the consolidated annual report, which includes:

  • Management Board report on the activities of the BNP Paribas Bank Polska S.A. Group in 2020 (including Report on activities of BNP Paribas Bank Polska S.A.)
  • Financial statements of the BNP Paribas Bank Polska S.A. Group and BNP Paribas Bank Polska S.A. for the year ended 31 December 2020
  • The CSR and Sustainability report presenting non-financial information of BNP Paribas Bank Polska S.A. and BNP Paribas Bank Polska S.A. Group in 2020.

This Report fulfils the formal requirements coming from the Ordinance of the Minister of Finance dated 29 March 2018 on the current and periodic reports disclosed by the securities issuers and on equivalence of information disclosures required by law of non-EU member states and the Polish Accounting Act.

The consolidated financial statements have been prepared in accordance with the International Financial Reporting Standards approved by the European Union.

The Report was prepared in accordance with the Global Reporting Initiative Standards (GRI Standards) in the Core version. The Report fulfils the requirements of the Polish Accounting Act (Dz.U. 2019 poz. 351), which implements the guidelines of EU Directive 2014/95 regarding the disclosure of non-financial data. The report include also the IIRC (International Integrated Reporting Council) guidelines in the field of integrated reporting.

This Report describes the organisation’s approach to climate change as recommended by TCFD (Task Force on Climate-related Financial Disclosures).

The publication highlights the activities of BNP Paribas Bank Polska S.A. supporting the implementation of the 17 Sustainable Development Goals adopted by the UN.

Data previously reported did not require corrections. The recalculation has been performed on the 2019 carbon emissions data. The recalculation was carried out in order to align the sources of emission factors, and the results are published in Chapter Environmental responsibility. In other respects, the scope, coverage or measurement methods used have not changed from the previous report.

The Report was prepared with the support of independent consulting firm Go Responsible. The Report has not been subject to external verification.

The previous integrated report was published on 7 May 2020 and is available at:

In accordance with GRI Standards, the process of determining the significance of reported topics involved three stages: identification, prioritization and validation, including opinions of internal and external stakeholders of the Bank. The survey included employees of the companies and business units covered by the reporting and representatives of key groups of external stakeholders of the Bank, including, among others, business partners and suppliers, market environment representatives and partners, capital market representatives, members of local communities. The stakeholder survey was conducted from 16 to 26 November 2020 via an online survey. 43 external stakeholders and 91 internal stakeholders participated. The survey results were validated by management representatives during a strategy workshop as part of the work on this publication. In the course of the review of the significance of the reported topics, the below key topics were identified.

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List of key most material reporting topics for 2020

Subject Place in the report
Impact of COVID-19 pandemic on the Bank’s operations and performance
Public engagement during COVID-19 pandemic
Digitalisation of Bank services and products
Offering products and services that respond to social and/or environmental challenges
Ethics in internal and external relations
Education and development of employees
Simple and transparent communication
Reducing the negative impact of operational activities on the environment
Implementation of the Bank’s development strategy for 2018-2021 (Fast Forward Strategy)
The Bank’s strategic commitments and their implementation in terms of combating climate change


Thank you for reading the Report. Feel free to contact us to share any comments you may have on the reported contents.

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CSR & Sustainability Bureau

Investor Relations Bureau

Maria Krawczyńska

Head of the CSR & Sustainability Bureau
Member of Management Board of BNP Paribas Foundation in Poland


Agnieszka Michalik

CSR & Sustainability Expert

Katarzyna Tatara

Head of the Investor Relations Bureau


Izabela Święs-Szywacz

Investor Relations Expert


Konrad Anczaruk

Senior Investor Relations Expert

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