Integrated Report 2020

Information about the Bank and the Group

BNP Paribas Bank Polska S.A. is a strong local Bank with global reach. It belongs to the international BNP Paribas Group. In Poland, it is the parent company in the BNP Paribas Bank Polska S.A. Capital Group.

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It is our mission to offer responsible and innovative financial solutions that will help our Clients to change their world and support local economy.

Capital Group and the Bank

BNP Paribas Bank Polska S.A (hereinafter referred to as the „Bank”) is a universal Bank with a comprehensive product offer for Polish and international corporations, SME segment, farmers and retail Clients. It is present in local communities, but has global reach. The Bank has a leading position in the agri-food and consumer segments, as well as in the sector of large companies and international corporations.

The mission of the Bank is to responsibly deliver innovative financial solutions which enable the Customers change their world and which support local economy. The Bank and its subsidiaries form the BNP Paribas Bank Polska SA Group. (hereinafter referred to as the „Group”), which is the sixth largest group in Poland in terms of the balance sheet total. The Group employs over 9.5 thousand people.

The Group provides services through a nationwide branch network and alternative distribution channels, including online and mobile banking for individual and corporate Customers. The Group operates in Poland.

The Bank’s shares are listed on the Main Market of Warsaw Stock Exchange.

The 6th largest group in Poland in terms of the balance sheet total

PLN 120 bn assets

BNP Paribas Bank Polska S.A. – as the parent entity and the following fully consolidated subsidiaries:

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* On 31.12.2019 BNP Paribas Group Service Center S.A. (Acquiring Company) was merged) with BNP Paribas Financial Services Sp. z o.o. (the acquired company).
** BGŻ Poland ABS1 DAC („SPV”) – an SPV company with which the Bank performed a securitization of a part of the loan portfolio. The Group has no equity contribution in this entity. The company is controlled by the Bank due to the fulfilment of the control conditions only under IFRS 10.

In 2020 there were no changes in the structure of BNP Paribas Bank Polska S.A. Capital Group.

All transactions between the Bank and its related parties resulted from the current operating activity and included mainly loans, deposits, transactions in derivatives as well as income and expenses on advisory services and financial intermediation. Detailed information on transactions with affiliated entities can be found in Note 53 of the Consolidated Financial Statements of the BNP Paribas Bank Polska S.A. Capital Group for 12 months ended 31 December 2020.

In addition to the companies listed above (which are part of the Group), at the end of 2020 the Bank held equity investments in the infrastructure companies (including among others: Biuro Informacji Kredytowej S.A., Krajowa Izba Rozliczeniowa S.A., VISA Inc., Mastercard Inc., SWIFT) and a portfolio of several companies in which it held minority, non-controlling interests. This portfolio included mainly interests, shares or convertible bonds issued by limited mid-sized companies operating Poland. The value of investments in minority interests and shares is not material from the Group’s and Bank’s business scale and financial results point of view. The investments are financed from the Group’s own resources.

BNP Paribas Group worldwide

The Bank operates within the leading international banking group BNP Paribas, which is present in 71 countries and employs almost 200 thousand people, of which almost 152 thousand in Europe.

In Poland, the BNP Paribas Group operates in many areas of financial services, such as: banking, investment funds, custody services, factoring, leasing, insurance, real estate and car fleet management.

BNP Paribas Group worldwide

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